Amex EveryDay Credit Card from American Express: $0 Balance Transfer Fee Offer

Amex Everyday Card w ButtonAmerican Express has improved the new member offer on the The Amex EveryDay® Credit Card from American Express card to include no balance transfer fee on their intro 0% APR period. Here are the details:

  • 0% intro APR for 15 months on purchases and balance transfers for new card members. After that, a variable APR applies.
  • $0 balance transfer fees on balance transfers made within the first 60 days of account opening.
  • Welcome bonus of 10,000 Membership Rewards Points after making $1,000 in purchases in the first 3 months for new card members.

It has been a long time since I recall an AmEx with a no balance transfer fee offer. If you have high-interest balances on other card issuers (Chase, Citi, Bank of America, Wells Fargo, etc), this may be a good opportunity to lower your interest charges and pay off that debt faster. Note the following:

Welcome bonus offer not available to applicants who have or have had this product.

Here is the ongoing rewards program:

  • 2x points at US supermarkets on up to $6,000 per year in purchases.
  • 1x points on all other purchases for every eligible dollar you spend.
  • 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits.
  • No annual fee.

The unique benefit of this consumer card is that it earns Membership Rewards (MR) points with no annual fee. In addition, if you have Membership Rewards points earned from other American Express cards, having this card would keep all of your MR points from expiring even if you closed those other cards (perhaps to avoid the annual fees). You could always spend or convert the points immediately, but this way you keep the flexibility to transfer the points into a variety of frequent flier miles as needed.

Bottom line. The Amex EveryDay® Credit Card from American Express allows to you earn and maintain Membership Rewards points with no annual fee. The sign-up perks have been improved to include a $0 balance transfer fee and an extended 0% intro APR for 15 months on purchases and balance transfers. If you have high-interest balances on other card issuers, this may be a good opportunity to lower your interest charges and pay off that debt faster.


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Amex EveryDay Credit Card from American Express: $0 Balance Transfer Fee Offer from My Money Blog.


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